A conversation is welcome.
Pressure for a number isn’t.
Explain what has changed, ask how the visit works and offer documents. A dated roof invoice is useful evidence; it does not establish how much the home is worth.
Don’t keep quiet about a problem just because it might affect value. Be clear about what you know, what has been repaired and what remains uncertain.
What to say instead
Use your own words. These examples can help.
“I need it to come in at this amount.”
Explain the purpose of the report and any timing requirements. Let the appraiser form the opinion of value.
Try: “The appraisal is for an estate. Here is the valuation date our attorney asked us to use.”
“We spent this much, so it adds this much.”
Offer dates, receipts and permits. An improvement’s cost does not automatically equal its contribution to value.
Try: “We replaced the heating system last year. Here is the invoice.”
“The neighbor’s sale proves our value.”
Offer the address. The appraiser will consider differences in size, condition, features and sale date.
Try: “This nearby property sold recently. Would the address be useful for your research?”
“There’s nothing you need to know.”
Mention leaks, unfinished repairs and DIY work. If permit records are missing, say what you know and what you cannot confirm.
Try: “We repaired this leak, but I don’t have records of the earlier work.”
KEEP IT SIMPLE
One useful page to have ready
- Purpose and date. Include the requesting party’s instructions.
- Changes and concerns. List repairs, approximate dates and anything uncertain; attach available records.
- Access. Make the areas to be viewed accessible and arrange for pets.
A few common worries
Can I mention an online home estimate?
You can ask about it. Treat it as a question rather than proof of value: an automated estimate may not reflect your home’s condition, improvements or the purpose and date of this appraisal.
Should I stay out of the appraiser’s way?
Be available for questions and offer your notes at the start. Then give the appraiser room to take measurements and observe the property. Ask how they prefer to handle any questions you have.
What if I find an error in the report?
Identify the specific item and gather supporting records. Ask the party who ordered the appraisal how to request a review. A factual correction is different from demanding a higher or lower value.
What if I’m handling someone else’s home?
Say what you know and identify any gaps. You do not need to guess when a renovation happened or whether a permit exists. For an estate appraisal, bring available records and your attorney’s instructions.